Therapists accepting Oscar Health in Illinois specializing in Cognitive Behavioral Therapy (CBT)

Seeing a Therapist Who Accepts Oscar Health Insurance

Below you'll find a list of therapists and mental health care providers who offer online and in-person appointments. You can use the filters above to refine your search.

Oscar therapists, psychologists, and counselors are available for in-person appointments and video therapy sessions.

Therapy with an in-network Oscar counselor may cost no more than your copay, which typically ranges from $0 to $50. Some Oscar plans may require you to pay coinsurance instead of a copay, which means you’ll cover a certain percentage of the therapist’s fees out-of-pocket. 

You may have to pay the therapist’s full rate if you haven’t met your annual deductible with Oscar, even if the therapist is an in-network provider with Oscar.

Depending on your Oscar insurance plan, there may be restrictions on the types of therapy services covered (e.g. couples counseling, grief counseling, psychological testing). Additionally, some plans may require you to get a referral from your primary care physician. 

Oscar is an HMO with a Medicare contract. Oscar is an EPO (Exclusive Provider Organization), meaning that they do not offer out of network benefits.

To check the specific costs and coverage details associated with your Oscar health insurance plan, give them a call at (855) 672-2755 or visit Oscar’s website to review your behavioral health benefits online. 

Cognitive Behavioral Therapy (CBT)

Cognitive Behavioral Therapy (CBT) focuses on the interaction between thought and behavior. It examines negative thought patterns with the goal of changing responses to negative stimuli. CBT is often used to treat depression, anxiety, and post-traumatic stress disorder. You’ll find mental health professionals who specialize in CBT listed below. 

Finding Psychologists, Therapists, and Counselors in Illinois

Finding a therapist in Illinois is easiest in the city of Chicago. Online therapy may be a good option if you live in more rural areas or if a therapist with a particular specialty is not located near you. 

Out of pocket costs for therapy in Illinois will run between $100 - $130+ per session. For couples counseling and family therapy, costs might start at $100 - $125+ per session. First appointments with a therapist tend to be a little longer and may cost a little more. Also, it’s important to note that specialized services can cost more.

There are currently over 38,000 counselors working in Illinois with licenses, including Licensed Clinical Social Workers (LCSW), Licensed Marriage and Family Therapist (LMFT), Licensed Clinical Professional Counselor (LCPC), and Psychologists (Ph.D. and Psy.D.). 

If you think you might qualify for free or reduced-cost services from the state, take a look at the IDHS website and/or see if you qualify for Medicaid.

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