Therapists accepting Cigna EAP in Alabama
Below you’ll find a list of therapists in Alabama who accept Cigna EAP insurance and are available for online and in-person therapy sessions. You can review each therapist’s profile page to decide if they’re right for you, and then easily book an appointment.
Seeing a Therapist Who Accepts Cigna EAP
Cigna EAP therapists, psychologists, and counselors are available for in-person appointments and video therapy sessions.
Therapy with an in-network Cigna EAP counselor may cost nothing or no more than your copay, which typically ranges from $0 to $50. Some Cigna EAP plans may require you to pay coinsurance instead of a copay, which means you’ll cover a certain percentage of the therapist’s fees out-of-pocket.
You may have to pay the therapist’s full rate if you haven’t met your annual deductible with Cigna EAP, even if the therapist is an in-network provider.
Depending on your Cigna EAP insurance plan, there may be restrictions on the types of therapy services covered (e.g. couples counseling, grief counseling, psychological testing). Additionally, some plans may require you to get a referral from your primary care physician.
To check the specific costs and coverage details associated with your Cigna EAP health insurance plan, give them a call at (800) 997-1654 or review your Cigna EAP behavioral health benefits online.
Finding Psychologists, Therapists, and Counselors in Alabama
Finding a therapist in Alabama may be easier in the larger cities like Huntsville, Birmingham, Montgomery and the suburbs off of I-95. Online therapy may be a good option if you live in the more rural areas or if a therapist with a particular specialty is not located near you.
Out of pocket costs for therapy in Alabama will run between $90 - $110+ per session. Couples counseling and family therapy may be more expensive, starting at $100 - $125+ per session. And any first appointment with a therapist tends to be a little longer and may cost a little more.
There are currently over 20,000 counselors in Alabama with licenses, including Licensed Independent Clinical Social Workers (LICSW), Licensed Marriage and Family Therapist (LMFT), Licensed Professional Counselors (LPC), and Psychologists (Ph.D. and Psy.D.).
Licensed clinicians (and even interns) are held to strict practice guidelines. If you’d like to learn more about identifying and reporting misconduct, learn more here.