Therapists accepting Optum in Florida specializing in Mood disorders

Seeing a Therapist Who Accepts Optum Insurance

Optum therapists, psychologists, and counselors are available for in-person appointments and video therapy sessions. 

Therapy with an in-network Optum counselor may cost no more than your copay, which typically ranges from $0 to $50. Some Optum plans may require you to pay coinsurance instead of a copay, which means you’ll cover a certain percentage of the therapist’s fees out-of-pocket. 

You may have to pay the therapist’s full rate if you haven’t met your annual deductible with Optum, even if the therapist is an in-network provider.

Depending on your Optum insurance plan, there may be restrictions on the types of therapy services covered (e.g. couples counseling, grief counseling, psychological testing). Additionally, some plans may require you to get a referral from your primary care physician.

To check the specific costs and coverage details associated with your Optum health insurance plan, give them a call at (877) 267-8861 or visit Optum’s website to review your behavioral health benefits online. 

Therapy for Mood Disorders

Mood disorder is a broad term used to include the different types of depressive and bipolar disorders, all of which affect mood. With a mood disorder, your moods may range from extremely low to extremely high or irritable. Working with a therapist who specializes in mood disorders may reduce symptom frequency and severity and lead to a better quality of life.

Finding Psychologists, Therapists, and Counselors in Florida

Finding a therapist in Florida may be easier in the city of Miami. Online therapy may be a good option if you live in more rural areas or if a therapist with a particular specialty is not located near you.

Out of pocket costs for therapy in Florida will be between $70 - $130+ per session. For couples counseling and family therapy, costs might start at $100 - $175+ per session. First appointments with a therapist tend to be a little longer and may cost a little more. It’s important to note that specialized services can cost more.

There are over 58,500+ therapists in the State of Florida with licenses, including Licensed Clinical Social Workers (LCSW), Licensed Marriage and Family Therapist (LMFT), Licensed Mental Health Counselors (LMHC), Psychologists (Ph.D. and Psy.D.). 

If you think you might qualify for free or reduced-cost services from the state, take a look at the MyFamilies website or see if you qualify for Medicaid.

Licensed clinicians (and even interns) are held to strict practice guidelines to protect clients. If you’d like to learn more about identifying and reporting misconduct, learn more here

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