Therapists accepting Aetna in Massachusetts

Seeing a Therapist Who Accepts Aetna Insurance

Aetna therapists, psychologists, and counselors are available for in-person appointments and video therapy sessions. 

Therapy with an in-network Aetna counselor may cost no more than your copay, which typically ranges from $0 to $50. Some Aetna plans may require you to pay coinsurance instead of a copay, which means you’ll cover a certain percentage of the therapist’s fees out-of-pocket. 

You may have to pay the therapist’s full rate if you haven’t met your annual deductible with Aetna, even if the therapist is an in-network provider with Aetna. 

Depending on your Aetna insurance plan, there may be restrictions on the types of therapy services covered (e.g. couples counseling, grief counseling, psychological testing). Additionally, some plans may require you to get a referral from your primary care physician.

To check the specific costs and coverage details associated with your Aetna health insurance plan, give them a call at 1-800-445-5299 or visit Aetna’s website to review your behavioral health benefits online. 

Finding Psychologists, Therapists, and Counselors in Massachusetts

Finding a therapist in Massachusetts may be easier in the city of Boston. Online therapy may be your best option if you live in more rural areas or if a therapist with a particular specialty is not located near you. 

Out of pocket costs for therapy in Massachusetts will run between $110 - $130+ per session. For couples counseling and family therapy, costs are about $120 - $150+ per session. First appointments with a therapist tend to be a little longer and may cost a little more. Also, it’s important to note that specialized services can cost more.

There are currently over 39,000 counselors working in Massachusetts with licenses, including Licensed Clinical Social Workers (LCSW), Licensed Marriage and Family Therapist (LMFT), Licensed Mental Health Counselors (LHMC), and Psychologists (Ph.D. and Psy.D.). 

If you think you might qualify for free or reduced-cost services from the state, take a look at the MASS.gov website and/or see if you qualify for Medicaid.

Licensed clinicians (and even interns) are held to strict practice guidelines to protect clients. If you’d like to learn more about identifying and reporting misconduct, learn more here.