Therapists accepting Medicare in Massachusetts
Below you’ll find a list of therapists in Massachusetts who accept Medicare insurance and are available for online and in-person therapy sessions. You can review each therapist’s profile page to decide if they’re right for you, and then easily book an appointment.
Seeing a Therapist Who Accepts Medicare
Medicare therapists, psychologists, and counselors are available for in-person appointments and video therapy sessions.
Therapy with an in-network Medicare counselor may cost you nothing or no more than your copay, which typically ranges from $0 to $50. Some Medicare plans may require you to pay coinsurance instead of a copay, which means you’ll cover a certain percentage of the therapist’s fees out-of-pocket.
You may have to pay the therapist’s full rate if you haven’t met your annual deductible with Medicare, even if the therapist is an in-network provider with Medicare.
Depending on your Medicare insurance plan, there may be restrictions on the types of therapy services covered (e.g. couples counseling, grief counseling, psychological testing). Additionally, some plans may require you to get a referral from your primary care physician.
To check the specific costs and coverage details associated with your Medicare health insurance plan, give them a call at (800) 633-4227 or visit the Medicare website to review your behavioral health benefits online.
Finding Psychologists, Therapists, and Counselors in Massachusetts
Finding a therapist in Massachusetts may be easier in the city of Boston. Online therapy may be your best option if you live in more rural areas or if a therapist with a particular specialty is not located near you.
Out of pocket costs for therapy in Massachusetts will run between $110 - $130+ per session. For couples counseling and family therapy, costs are about $120 - $150+ per session. First appointments with a therapist tend to be a little longer and may cost a little more. Also, it’s important to note that specialized services can cost more.
There are currently over 39,000 counselors working in Massachusetts with licenses, including Licensed Clinical Social Workers (LCSW), Licensed Marriage and Family Therapist (LMFT), Licensed Mental Health Counselors (LHMC), and Psychologists (Ph.D. and Psy.D.).
Licensed clinicians (and even interns) are held to strict practice guidelines to protect clients. If you’d like to learn more about identifying and reporting misconduct, learn more here.