Therapists accepting UnitedHealthCare (UHC) in Rhode Island

Below you’ll find a list of therapists in Rhode Island who accept UnitedHealthCare (UHC) insurance and are available for online and in-person therapy sessions. You can review each therapist’s profile page to decide if they’re right for you and then easily book an appointment.

Seeing a Therapist Who Accepts United Healthcare (UHC)

United Healthcare (UHC) therapists, psychologists, and counselors are available for in-person appointments and video therapy sessions. 

Therapy with an in-network United Healthcare counselor may cost no more than your copay, which typically ranges from $0 to $50. Some United Healthcare plans may require you to pay coinsurance instead of a copay, which means you’ll cover a certain percentage of the therapist’s fees out-of-pocket. 

You may have to pay the therapist’s full rate if you haven’t met your annual deductible with United Healthcare, even if the therapist is an in-network provider.

Depending on your United Healthcare insurance plan, there may be restrictions on the types of therapy services covered (e.g. couples counseling, grief counseling, psychological testing). Additionally, some plans may require you to get a referral from your primary care physician.

To check the specific costs and coverage details associated with your Optum health insurance plan, give them a call at (800) 444-6222 or visit the United Healthcare website to review your behavioral health benefits online. 

Finding Psychologist, Therapists, and Counselors in Rhode Island

Finding a therapist in Rhode Island may be easier in larger cities such as Providence, Cranston, and Warwick. Online therapy may be your best option if you live in more rural areas or if a therapist with a particular specialty is not located near you. 

Out-of-pocket costs for therapy in Rhode Island will run between $100 - $150+ per session. For couples counseling and family therapy, costs are about the same. First appointments with a therapist tend to be a little longer and may cost a little more. Also, it’s important to note that specialized services can cost more.

There are over 2000 counselors in Rhode Island with licenses, including Licensed Clinical Social Workers (LCSW), Licensed Marriage and Family Therapists (LMFT), Licensed Clinical Professional Counselors (LCPC), and Psychologists (Ph.D. and Psy.D.). 

If you think you might qualify for free or reduced-cost services from the state, take a look at the BHDDH website for more information.

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