Therapists accepting Cigna in Tennessee
Below you’ll find a list of therapists in Tennessee who accept Cigna insurance and are available for online and in-person therapy sessions. You can review each therapist’s profile page to decide if they’re right for you, and then easily book an appointment.
Seeing a Therapist Who Accepts Cigna Insurance
Cigna therapists, psychologists, and counselors are available for in-person appointments and video therapy sessions.
Therapy with an in-network Cigna counselor may cost no more than your copay, which typically ranges from $0 to $50. Some Cigna plans may require you to pay coinsurance instead of a copay, which means you’ll cover a certain percentage of the therapist’s fees out-of-pocket.
If you haven’t met your annual deductible with Cigna, you may have to pay the therapist’s full rate, even if they’re an in-network provider with Cigna.
Depending on your Cigna insurance plan, there may be restrictions on the types of therapy services covered (e.g. couples counseling, grief counseling, psychological testing). Additionally, some plans may require you to get a referral from your primary care physician.
To check the specific costs and coverage details associated with your Cigna health insurance plan, give them a call at (800) 997-1654 or check the Cigna website to review your Cigna behavioral health benefits online.
Finding a Therapist, Counselor, or Psychologist in Tennessee
Finding a therapist in Tennessee may be easier in cities like Nashville. If you’re in a more rural area or if a therapist with a specific specialty isn't nearby, online therapy might be a suitable alternative.
In Tennessee, out-of-pocket costs for therapy typically range between $120 - $165 per session. For couples counseling and family therapy, the costs are likely to be in a similar range. It's essential to be aware that the first appointments with a therapist might be slightly longer and more expensive. Specialized services may also cost more than average.
There are currently over 11,000 counselors working in Tennessee with licenses, including Licensed Clinical Social Workers (LCSW), Licensed Marriage and Family Therapists (LMFT), Licensed Professional Counselors (LPC), and Psychologists (Ph.D. and Psy.D.).
If you believe you might be eligible for free or reduced-cost services from the state, it's a good idea to explore local resources to see if you qualify for Medicaid or other state-sponsored programs.