Therapists accepting Optum in Tennessee

Below you’ll find a list of therapists in Tennessee who accept Optum insurance and are available for online and in-person therapy sessions. You can review each therapist’s profile page to decide if they’re right for you, and then easily book an appointment.

Seeing a Therapist Who Accepts Optum Insurance

Optum therapists, psychologists, and counselors are available for in-person appointments and video therapy sessions. 

Therapy with an in-network Optum counselor may cost no more than your copay, which typically ranges from $0 to $50. Some Optum plans may require you to pay coinsurance instead of a copay, which means you’ll cover a certain percentage of the therapist’s fees out-of-pocket. 

You may have to pay the therapist’s full rate if you haven’t met your annual deductible with Optum, even if the therapist is an in-network provider.

Depending on your Optum insurance plan, there may be restrictions on the types of therapy services covered (e.g. couples counseling, grief counseling, psychological testing). Additionally, some plans may require you to get a referral from your primary care physician.

To check the specific costs and coverage details associated with your Optum health insurance plan, give them a call at (877) 267-8861 or visit Optum’s website to review your behavioral health benefits online. 

Finding a Therapist, Counselor, or Psychologist in Tennessee

Finding a therapist in Tennessee may be easier in cities like Nashville. If you’re in a more rural area or if a therapist with a specific specialty isn't nearby, online therapy might be a suitable alternative.

In Tennessee, out-of-pocket costs for therapy typically range between $120 - $165 per session. For couples counseling and family therapy, the costs are likely to be in a similar range. It's essential to be aware that the first appointments with a therapist might be slightly longer and more expensive. Specialized services may also cost more than average.

There are currently over 11,000 counselors working in Tennessee with licenses, including Licensed Clinical Social Workers (LCSW), Licensed Marriage and Family Therapists (LMFT), Licensed Professional Counselors (LPC), and Psychologists (Ph.D. and Psy.D.). 

If you believe you might be eligible for free or reduced-cost services from the state, it's a good idea to explore local resources to see if you qualify for Medicaid or other state-sponsored programs

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