Last edited 09/28/2026
Karen Ratliff
She / Her / Hers
Accepting New Clients
Identifies As
She / Her / Hers
Clientele
Types of Therapy
Individual Therapy
Languages
English
Insurance & Fees
Insurances Accepted
AetnaAnthemBlue Cross Blue ShieldCignaUMRUnitedHealthCare (UHC)Ambetter HealthBind InsuranceEvernorth Health ServicesHumanaHumana MilitaryMagellan HealthMedicareOptumTRICAREUnitedHealthcareUnitedHealthcare Student ResourcesWellpoint
Cash Pay Rates/Out-of-Pocket
| First Session: | $200 |
| Individual Therapy: | $150 |
Professional Background
LicensureTennessee, Licensed Clinical Social Worker, 4608
Frequently Asked Questions
It’s not uncommon to have questions before starting therapy.
Karen Ratliff, LCSW, has answered a few of the questions they receive most often from new clients.
Is Karen Ratliff accepting new clients?
Yes, Karen Ratliff is accepting new clients.
Does Karen Ratliff accept insurance?
Yes, Karen Ratliff accepts insurance, including Aetna, Ambetter Health, Anthem, Bind Insurance, Blue Cross Blue Shield, Cigna, Evernorth Health Services, Humana, Humana Military, Magellan Health, Medicare, Optum, TRICARE, UMR, UnitedHealthCare (UHC), UnitedHealthcare, UnitedHealthcare Student Resources and Wellpoint.
What types of therapy does Karen Ratliff offer?
Karen Ratliff offers therapy for individuals.
Does Karen Ratliff offer in-person appointments?
No, but people in Tennessee can book Karen Ratliff for virtual appointments (teletherapy).
Does Karen Ratliff offer online therapy?
Yes, Karen Ratliff offers online therapy to people in Tennessee.
How quickly can I see Karen Ratliff?
Karen Ratliff typically can speak with new clients within 48 hours. You can see their current general office hours and request an appointment on their profile page.
What languages does Karen Ratliff speak?
Karen Ratliff conducts therapy sessions in English.
Can I book an appointment with Karen Ratliff online?
Yes, you can easily book an appointment with Karen Ratliff online using ChoosingTherapy.com’s directory.
Find Similar Therapists Near You
- Therapists in Tennessee
- Therapists in Tennessee Accepting Aetna
- Therapists in Tennessee Accepting Anthem
- Therapists in Tennessee Accepting Cigna
- Therapists in Tennessee Accepting UnitedHealthCare (UHC)
- Therapists in Tennessee Accepting Evernorth Health Services
- Therapists in Tennessee Accepting Humana
- Therapists in Tennessee Accepting Optum
- Therapists in Tennessee Accepting UnitedHealthcare